Achieving the Retirement You Want
Every individual is unique and every retirement is too. For you it may be travel and visiting family, for others more time for hobbies. Some may want to work part time or in a more impactful career. No matter what retirement means to you, making sure your financial independence is secure is likely priority number one. Accumulation, growth, protection or distribution - we will help you through all phases of retirement.
Protecting Your Estate
Estate planning is just as important to your survivors as it is to you. Making sure the assets you have worked hard for end up where you want them is critical. It is only a small piece of the puzzle however. End of life planning can make an already difficult time easier for your loved ones. Up front and direct communication can prevent fractured family relationships after you are gone. Charitably inclined? Let's make sure you are efficiently completing these gifts.
Protecting You, Your Income and Your Family
A cornerstone of sound planning is ensuring you and your family are protected from cataclysmic events that can derail your long term goals. Everyone wants the peace of mind knowing that their income is protected in case they can no longer work, their family is protected if they die prematurely or that you and your spouse are well cared for later in life. Life, disability and long term care insurance are usually necessary but can be expensive and complex to understand.The great thing about us is we are not pushing it on you! As a fee-only advisor we do not sell any insurance products. We can help you to identify the coverage you need and help you source those products.
Saving for College and Other Major Purchases.
I want to send my child/grandchild to college? How much do I need to save for college? Where should I be saving?
I've always wanted a vacation property. How do I save for that? What is the right way to take ownership?
How do I buy that boat? Pay for that home remodel? Pay for my daughter's wedding?
These are all great questions that we can help you answer.
Tax Planning, Budgeting and Day to Day Financial Questions.
Looking to step up your tax planning?
Trouble with budgeting?
Questions on whether to buy or lease that car?
From the simple to the complex, we can help you answer the questions you have or address the issues you are experiencing. Enjoy the peace of mind of working with a CPA and true financial professional.